PRODUCTS AND SOLUTIONS
Wall Street to Main Street PMC has products and solutions for every size company.
We understand that placing Workers’ Comp can sometimes be a struggle, so at PMC our Workers’ Comp experts are committed making it easy for you by delivering creative solutions you won’t find anywhere else.
With outlets nationwide, we have developed a broad appetite, extensive market relationships, and with multi-line products and coverages available, we can provide more options to support the placement of Workers’ Comp.
Let us do the work of placing policies for you.
Wondering which industries we cover?
SMALL BUSINESS
Carpentry, Painting, Millwrights, Drywall, Masonry, Plumbing, Electrical, Iron/Steel Erectors, Landscaping, Industrial Construction
Restaurants, Fast Food, Hotels, Motels, Taverns, and Golf Courses
Grocery, Convenience, Gas Stations, Hardware Stores
New and Used Car Dealers, Gas Stations, Auto Repair
Banks, Office exposures, Property Management, Automotive Sales and Service
Metals, Woodworking, Plastics, Clothing, Paper, Shoe, Sign, Furniture, Machine Shops, Assembly
Short Haul Trucking, Fuel Oil Dealers, Delivery, Bus Companies, Valet Service, Couriers, Movers, Non-Emergency Medical
Account eligibility may vary by location and premium size. Contact us for further assistance.
LARGE ACCOUNTS
Schedule credits and deviations available in many states.
Minimum premium – $2,500.
Both small and large deductibles are available depending on state regulations, company filings and standard premium size.
Specific and aggregate coverage available. Minimum attachment point – $450,000.
Programs available both on and off shore. Open to groups and single entities.
Rent-a-captives available. Minimum workers’ compensation premium – $5 Million.
SAFETY & LOSS CONTROL
PMC provides comprehensive safety & loss control services designed to reduce and ultimately eliminate workplace accidents and loss costs.
Including on-site meeting with management and employees to gain a benchmark of the safety culture within the organization. Conduct a thorough review of the past claims history to identify loss trends and walk through of the operation to identify areas of opportunity to address existing and potential loss sources. A detail evaluation and report with real answers and recommendation to address the existing and potential loss costs and exposures within the operation.
Work with management to evaluate the existing programs, procedures and worksite exposures to develop sound safety & health worksite programs. Included in the program development is training the trainers or conduct employee training based on the organization’s needs.
Evaluate or develop a customized accident investigation process and program to allow your employees to identify and prevent root causes of injuries. Assist in large loss review to identify the root cause and develop a program to prevent the reoccurrence.
Conduct on-site or video review of work stations to identify potential ergonomic related stress & injuries. The evaluation will also include job-site recommendations to reduce the ergonomic factors that may lead to injury or loss of production within the operation. We offer ergonomic evaluations, injury prevention and training programs, regulatory compliance assistance, program development and work side redesign assistance.
Qualified and certified Industrial Hygiene services and testing capabilities. We bring this level of expertise to your operation to provide comprehensive and pratical compliance and control solutions.
Work with management to evaluate the existing programs, procedures and worksite exposures to develop sound safety & health worksite programs. Included in the program development is training the trainers or conduct employee training based on the organization’s needs.
Looking for the resources and a single source for your supervisors safety talks, at PMC we have hundreds of safety & health related topics to choose from or let us design an annual program for your supervisors.
Our evaluation will review the current program, enhance or develop a written program and conduct training to the employees. We will communicate and/or establish local occupational medical providers to ensure the designated occupational medical facility has an understanding of the operation and knowledge of the formal return to work program in place. Identify and formalize transitional jobs to allow for injured worker, treating physician and employer with job duties to meet the injured workers’ restrictions. The objective is to get the injured worker back to a productive work environment and medical release as soon as possible. This approach will create a proactive safety culture within the organization and ultimately save the employer in both direct and indirect costs.
Evaluate and design fleet management programs to reduce both motor vehicle and employee accidents with a focus on defensive driving.
Trained staff will conduct onsite assessment and program review and if needed address each organization’s unique circumstances to develop a comprehensive safety program to reduce injury and loss potential. Ensure that your OSHA 300 Log is accurate and that the operation is documenting the required record keeping and it is up to date.
CLAIMS MANAGEMENT
We provide comprehensive safety & loss control services designed to reduce and ultimately eliminate workplace accidents and loss costs.
HAVE A QUESTION ABOUT THIS TOPIC?
- Analysis and trending of claim activity
- Consultation & participation in claim reviews with your carriers
- Monthly review of open claims
- Expert opinion of claims coverage issues
- Claims training program
- Medical provider review and network set
- Strategies to reduce claims costs
- Unit stat reviews
NEED TO MAKE A CLAIM?
PMC RESOURCE CENTER
Your clients can access our robust online portal with risk management content, employee safety training material, loss control webinars, claims management with electronic OSHA 300 and 300A reporting capabilities and much more.
Customized Staffing material is also included.
- Create and manage an organization’s safety program online
- Access a customizable library of web-based safety & training documents
- Provide a management process using Material Safety Data Sheets
- Record and track training needs
- Conduct online accident investigations and OSHA reporting
EXPERIENCE MOD ANALYSIS
Tens of thousands of dollars are wasted every year because insured’s experience modifications are incorrect. Evaluate current Experience Modification factors to ensure it is accurate and the correct loss reserves are included and updated.
- Identify experience modification impacts on current or projected losses
- Determine the potential cost saving by reducing losses
- Better understand the future costs of a large loss or an implementation of an effective safety program/culture
We will work with your current and previous carriers to ensure that the correct experience modification is being utilized.
INSURANCE CERTIFICATE TRACKING MANAGEMENT SERVICES
Tracking Certificates of Insurance is made easy with PMC’s COI Tracking Management System. Keep your clients’ certificate holders and subcontractors updated and in compliance with our web-based system, which allows you to track current insurance certificates and notifies you and the certificate holder when they are about to expire.
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