USL&H Longshore and Harbors

It Pays to Know the Right PeopleTM

Expertise and Custom Coverage

If you have clients perform work on or near navigable waters (rivers, oceans or lakes), there is a chance that standard workers’ compensation many not provide adequate coverage. From employees servicing ships, construction, repair & services related work, an array of maritime settings may require insurance coverage under the USL&H Act.

  • Bridge Painters
  • Ship Building & Repair
  • Dock & Pier Construction
  • Marine Construction
  • Ship Cleaning
  • Stevedoring
  • Maritime Terminal Operations & Operators
  • Passenger Vessels
  • Marina Operations
  • Boat Building & Repair
  • Offshore Oil Workers
  • AM Best “A” Rated Carriers
  • Minimum Premiums: $10,000
  • Nationwide capabilities
  • Maritime coverage for master and crew of vessels provided by endorsement
  • Maritime Employers Liability (MEL) – Covering the Jones ACT
  • Guarantee cost or Loss Sensitive solutions available
inspector working on laptop, prepare for an OSHA inspection
  •  Complete Acord Application
  • Supplemental Applications (USL&H & MEL Application)
  • Five years currently valued loss runs
  • Current Workers’ Compensation Experience Modification Worksheet


Your Success is our success.

As an extension of your account management team our objective is to make your job as easy as possible.
Your team members will not only help you throughout the submission and binding process, they will be there with policy support and trend analysis, so you are fully prepared for your renewals well in advance.
At PMC, we are committed to working for you – when you win, we all win.


Resources that make your job easy.

  • NEW PMC Agency PortalManage your business easily with 24/7 access to all of your clients’ contact, policy & claims/loss information, and remain up-to-date on upcoming renewals. Our Agency portal is free to our agent partners. For a demo or to get set-up Contact Us.
  • Broker Documents and Supplemental AppsDownload various forms, templates and marketing material to help you with your prospect, client and business needs. View Downloads


USL&H Longshore and Harbors Blog Posts

Understanding USL&H Coverage

What Is United States Longshore & Harbor (USL&H) Workers’ Compensation? While most businesses are familiar with the standard State Act Workers’ Compensation insurance coverage, there are actually other, more specialized types of coverage that certain industries may be required to carry. For instance, businesses that operate near or on navigable waterways may need USL&H Workers’ Compensation Read More

Insurance Agents Expand Business with Longshore Workers Comp

The Longshore Workers Comp or USL&H coverage is one of the policies many insurance agents suggest to clients that operate near or on bodies of water. Here is everything you need to know about Longshore Workers’ Comp. Who Qualifies for the Policy? If a client works near or on navigable waters such as lakes, oceans, Read More

Do Your Clients Need USL&H Coverage?

Your client could need USL&H coverage. Are you clear on when to offer this protection? You already know that your client needs workers’ compensation, but do you know exactly what kind of coverage is needed? Not all workers’ comp policies are created equal and not all cover the same things. If your client is operating Read More