Defense Base Act (DBA) Solutions

Defense Base Act

When your client has a project or a contract approved or financed by the U.S. government on foreign soil; it means your client also needs a special WORKERS’ COMPENSATION program for their employees. Policy solutions are available for all countries for almost all job classifications (as permitted by governing law and the before OFAC).


Covered Contracts
Defense Base Act applies to contracts awarded for work on foreign soil:

  • At any military, air, or naval base
  • Lands occupied or used by U.S. government for military purposes or in any territory or possession outside the continental U.S
  • Any public works project in any territory or possession outside the continental U.S. if under a contract with the U.S. government
  • With the U.S. (or representative agency) government if the contract is to be performed outside the U.S. and not within area described above, for the purpose of public work, DBA insurance must be secured prior to and be maintained during the life of the contract
  • Outside the continental U.S. by American employer providing welfare or similar services for benefits of Armed Forces pursuant to appropriate authorization by the Secretary of Defense
  • Contracts approved and financed by the U.S. or any executive department or agency, if the contract is to be performed outside of the U.S. under Mutual Security Act of 1954

Programs can be enhanced with other foreign coverages and Business Travel Accident policies to include:

  • Kidnap & Ransom
  • Travel Accident & Sickness
  • Foreign Business Automobile Liability
  • Foreign Voluntary Compensation
  • Foreign Commercial General Liability
  • Foreign Commercial Property
  • Commercial Crime
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PMC’s industry experts are dedicated to structuring programs that effectively and efficiently manage risk by providing customized casualty or package coverages solutions for your U.S. based companies with foreign exposures.

Supplemental Apps

  • Defense Base Act & Foreign
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