New Ventures and Start-ups: Fundamentals for Estimating Payroll for Workers’ Compensation Insurance

It’s important for start-up business and new ventures to remember that employers, with the exception of self-employed individuals who do not have employees, must obtain workers’ compensation insurance. This requirement applies regardless of an employee’s full-time or part-time status, whether he or she is a temporary or permanent hire. Should an employee get injured on the Read More

The Future is Bright for Temporary Staffing Firms

Since the world was turned upside down by COVID-19, we’ve all been hoping for a return to normalcy. But what do staffing and recruitment look like in the ‘new normal’?  “Since I have been either operating a staffing firm or providing risk management and insurance services to the Staffing Services industry for 35 years, it Read More

Traditional to Alternative Workers’ Compensation Products

As a business grows, so too may its frustration with “Traditional” workers’ compensation plans. Many insurance agencies and businesses alike rely on traditional – or guaranteed cost – structures for workers’ compensation insurance solutions. In many cases, these policies suit businesses. While there are many advantages, they do have drawbacks that make them undesirable for Read More

Bouncing Back from COVID-19: What to Do When Your Client Has a Lapse in Coverage

Businesses across the nation are still reeling from COVID-19, whether they thrived or sank during the pandemic. In many instances, business owners may have let their small business insurance lapse. If a business closed during the lockdown and was unable to operate, many owners were tempted to let insurance lapse since they thought there was Read More

Business Owner’s Responsibility to Ergonomic Assessments at Your Employees’ Home Workplace

When we consider employee injuries, it’s natural to think of construction and manufacturing. While it’s true these industries have a high risk of accidents and injuries, it’s important to remember that all businesses are at risk. Even office workers face getting injured. When you are considering your workers’ compensation, it is essential to take your Read More

PMC Expands Workers’ Comp Offering and Improves Service

Six months ago when the coronavirus turned businesses everywhere upside down, PMC reinforced our commitment to our agent and carrier partners of maintaining an uninterrupted operation that delivers superior products, service and solutions – while working together in the spirit of a true partnership. That wasn’t enough. We wanted to help our agents more than Read More

Managing Workers’ Compensation Costs – More than Just a Safety Program

While business owners have a responsibility to maintain safe working environments, there must be another assurance in place when an accident does occur. All businesses, large and small, benefit from securing workers’ compensation that simultaneously works to protect the employees on the team and the business finances. Although this is necessary and valuable coverage, business Read More

Does Workers’ Compensation Cover Coronavirus Claims?

Can employees file workers’ compensation claims if they come down with coronavirus? With several U.S. states on lockdown due to the outbreak of COVID-19, or coronavirus, many employers are wondering if they are required to cover their employees if they develop the highly-contagious disease.  Here are some of the guidelines experts are referencing to determine Read More