Managing Workers’ Compensation Costs – More than Just a Safety Program

While business owners have a responsibility to maintain safe working environments, there must be another assurance in place when an accident does occur. All businesses, large and small, benefit from securing workers’ compensation that simultaneously works to protect the employees on the team and the business finances. Although this is necessary and valuable coverage, business Read More

Does Workers’ Compensation Cover Coronavirus Claims?

Can employees file workers’ compensation claims if they come down with coronavirus? With several U.S. states on lockdown due to the outbreak of COVID-19, or coronavirus, many employers are wondering if they are required to cover their employees if they develop the highly-contagious disease.  Here are some of the guidelines experts are referencing to determine Read More

Understanding USL&H Coverage

What is United States Longshore & Harbor (USL&H) workers’ compensation? While most businesses are familiar with standard workers’ compensation insurance, there are actually other, more specialized types of coverage that certain industries are required to carry.  For instance, businesses that operate near the water may need USL&H workers’ compensation insurance. What is USL&H Coverage? USL&H Read More

How Staffing Agencies Can Save on Workers’ Compensation Costs

Steps that staffing agencies can take to save on workers’ compensation coverage. Because temporary staffing agencies have such a unique employment model, they require specialized attention when it comes to their workers’ compensation insurance.  However, with ongoing maintenance of employee information and careful work placements, it’s possible to maximize the coverage offered by workers’ compensation Read More

Understanding Workers Compensation Insurance for Home Healthcare

Why the home healthcare industry needs the right workers’ compensation solutions. In the last few years, the home healthcare industry has exploded.  Unfortunately, rapid growth comes with serious downsides.  One major issue that the home healthcare industry is dealing with is high rates of work-related injuries and illness.  This is why agencies need to protect Read More

Four Ways to Protect Delivery Drivers

Four delivery driver safety tips. Whether delivery drivers are responsible for delivering food, flowers, or packages, they are exposed to certain risks.  It’s important for employers to be proactive about their safety.  Here are some of the safety protocols and precautions that can be implemented to protect delivery drivers. Vehicle Inspections Before beginning their scheduled Read More

How Workers Compensation Insurance Protects Your Legacy

Having the right workers’ compensation insurance can help both employers and employees protect their legacies. While worker’s compensation insurance is designed to provide an injured employee financial protection while they recover, this coverage offers additional benefits as well.  For instance, workers’ compensation insurance can also protect the legacies of employers and their employees. Employers When Read More

How to Choose the Right Workers Compensation Insurance for Trucking Companies

The right workers’ compensation insurance can help transportation businesses save. When you think of a high-risk industry, most people immediately conjure thoughts of construction and heavy manufacturing.  This is why you may be surprised to learn that the U.S. Bureau of Labor Statistics actually found that the trucking industry experiences more on-the-job injuries and illness Read More