Why You Should Establish a Return-to-Work Program at Your Business

Here’s how your business can benefit from having a return-to-work program for injured employees.

No matter what industry you work in, there is always a risk of your employees injuring themselves or becoming ill while on the job.  If the injury or illness is serious, then the employee might even have to temporarily stop working.  While having the right workers compensation insurance will ensure that your employees have the medical and financial support that they need as they recover, the longer they are away from work, the more expensive your insurance costs will be.  One of the best ways to get injured employees back on their feet is by establishing a return-to-work (RTW) program at your business.  Here are some of the ways that you can benefit from creating a RTW program at your company.

1) Your Employees Return Sooner

The most obvious benefit of RTW programs is that they reduce the time that injured and sick employees take away from work.  Studies have shown that an effective RTW program can reduce the amount of time an employee takes away from work by 3.6 weeks on average.  Should a workplace incident result in the permanent disability of an employee, a good RTW program can reduce the time they spend away by 12.6 weeks.

2) It Demonstrates Your Concern

When an employee gets injured at work, they will be worried about their future health and concerned about their ability to overcome their injury.  Having a good RTW program will ensure that you remain in close contact with the injured employee.  Not only will this help you offer the support that they need as they recover, but this open line of communication will also enable you to keep them in the loop about what’s happening at your business.  This will ensure that your injured employees do not feel isolated.  Additionally, making an effort to reach out to and support your injured employees will show them how much you care.  This will inspire company loyalty while also encouraging your employees to return as soon as possible.

3) It Keeps Things Organized

Finally, having an official RTW program will ensure that the whole workers compensation and return to work process goes smoothly.  When an employee is injured or becomes ill while on the job, there are a lot of steps to keep track of.  For instance, you need to file your insurance claim, coordinate with the employee’s doctor to determine when they can return to work, reallocate their work until they return, and adjust their job duties to accommodate any lasting effects of their injury or ailment.  Having a solid RTW program will help you keep track of the steps that you need to take and ensure that the whole process proceeds smoothly and efficiently.

These are some of the ways that you can benefit from establishing a return-to-work program at your business.  Do you have further questions regarding RTW programs or your workers compensation insurance?  If so, then contact the experts at PMC Insurance Group.  We are ready to get you the coverage that you need today.

By PMC Insurance Group

Since 1996, PMC Insurance Group has worked to help independent agents grow their client base by offering workers' compensation solutions for a wide array of businesses. As one of the most distinguished workers' compensation wholesalers in the country, we have the tools and resources to help you create coverage programs for both small businesses and large accounts.