How you can uncover fraudulent workers comp claims.
While most employees are honest and want to recover quickly after a work injury, there are others who are repeat workers compensation claim offenders. Dealing with these employees can be extremely time-consuming and can cost your business a considerable amount of money. Don’t let these bad employees bleed your business dry; here are some of the things that you can do to uncover fraudulent workers comp claims.
Investigate the Claim
First and most importantly, you need to conduct a serious investigation into the employee’s account of the incident. This means investigating the scene of the accident and questioning witnesses to find inconsistencies in the injured employee’s story. You should also make sure to have the employee investigated by a doctor to verify that they were actually injured and that the injury has a work-related cause.
Speak to the Employee’s Peers
You should also make sure to interview the people who work with the employee on a regular basis. Oftentimes these employees can give you insight into the injured worker’s life or personality. For instance, by talking with co-workers, you might discover that the injured employee is experiencing money issues or has a vendetta against one of the supervisors. While this does not necessarily mean that the employee is lying about their injuries, this should encourage you to continue investigating thoroughly.
Don’t Make Assumptions
It’s important to remember that all employees deserve respect. Even if an employee seems like a repeat offender, you should still give them the benefit of the doubt until you have concrete evidence of their fraudulent actions. By treating your employees fairly, you can avoid legal issues and ensure that you other workers view you in a positive light.
These are some of the things that you can do to unveil a repeat workers comp claim offender. Do you have further questions about how to uncover fraudulent workers comp claims? If so, then contact the experts at PMC Insurance Group. Our dedicated team is eager to assist you with all your workers compensation and other small business insurance needs.
