The Importance of Establishing a Strong Return to Work Program

How a return to work program can save you money and boost employee morale.

As a business owner, the last thing that you want is to spend more on workers compensation insurance claims than you have to.  Fortunately, there are many steps that you can take lower your claim costs.  For instance, one popular strategy is establishing a return to work program.  Here’s how a return to work program can save you money and boost employee morale.

  • What is a Return to Work Program?

A return to work program is a business’s plan for integrating employees back into the workplace after an illness or injury.  Typically, these programs allow workers to return on a limited or light duty capacity, so they are able to work while they continue their recovery.  As the employee gets better, their responsibilities increase until they are able to operate at full capacity.

  • Benefits of Return to Work Program

The longer an injured employee is away from the workplace, the less likely they are ever to return.  This increases the cost of workers compensation insurance claims exponentially.  However, when you have a plan to integrate injured employees back into the workplace, you speed up recovery times and increase the chances of the employee making a total comeback.  When an employee spends less time receiving medical care and is able to start earning money for themselves, your workers compensation insurance will not have to cover as much.  This will translate into lower insurance premiums for you.

Establishing a return to work program also helps to boost employee morale.  This is because return to work programs show your staff that you are willing to support them while they are recovering from a potentially life-altering injury.  Having a plan to follow gives your employees hope, reminds then that recovery is possible, and shows them that their injury will not ruin their earning potential.  When you bring injured employees back to the workplace, you are giving that employee a renewed sense of purpose while simultaneously showing your other staff how much you care.

This is how establishing a return to work program can save you money and boost employee morale.  Do you have other questions regarding your workers compensation insurance?  If so, then contact the experts at PMC Insurance Group.  We are ready to assist you with all your commercial coverage needs today.

By PMC Insurance Group

Since 1996, PMC Insurance Group has worked to help independent agents grow their client base by offering workers' compensation solutions for a wide array of businesses. As one of the most distinguished workers' compensation wholesalers in the country, we have the tools and resources to help you create coverage programs for both small businesses and large accounts.