Workers’ Compensation for Construction Firms: 4 Steps to Minimize Costly Claims

The construction industry has many occupational hazards. From working in dangerous conditions to operating heavy equipment, construction workers are often exposed to workplace accidents and injury. Therefore, as a contractor, you shouldn’t wait for disaster to strike before developing the protocols for handling workplace injury and illness claims. Here are the steps you need to Read More

The Importance of Accurate Payroll Reporting & How It Affects Workers’ Comp Premium Costs

A Guide to Preparing for Better Year-end Workers’ Comp Premium Audits Who: Insurance Carrier What: Premium Audit Where: In-person or online When: An audit is conducted within 60 days of the policies’ expiration date Why: To reconcile costs at the end of the policy term – insureds may need to pay more or receive a Read More

How to Minimize Workers’ Compensation Costs for the Staffing Industry

Second to payroll, workers’ compensation costs are the most significant expense fortemporary staffing companies. The continually changing number of employees means it’s important to maintain proper payroll and revisit it regularly to avoid payment miscalculations. Understanding job specifications is critical as inaccurate classification codes can lead to either overpayment, thus restricting cash flow or underpayment which often Read More

Workplace Injury Costs: Why You Need Workers Compensation Insurance

Find out which expenses workers compensation insurance covers in the case of a workplace injury.  Unfortunately, workplace injuries are an unavoidable reality for every industry.  An on-the-job injury can happen anywhere at any time.  In almost every state, worker’s compensation is required by law.  That’s why it is important for businesses to make sure they Read More

Need Workers’ Compensation Coverage – Learn All About Coverage Benefits

Find out what to know about the different types of workers’ compensation benefits. Workers’ compensation is a must for all businesses. Not only is workers’ compensation required by law in most states across the country, it helps to protect your business and employees from disaster. Sometimes accidents are inevitable. Despite your best efforts, an employee Read More

Affordable Ways to Keep Your Employees Healthy

Increasing office health doesn’t have to mean increasing your budget. Use these tips to create healthier employees at low cost. You want to create a healthy workplace. You know that healthier employees have higher productivity and support better workplace morale. But your independent insurance agency may not have a bunch of excess cash to throw Read More

Do You Need Defense Base Act Coverage?

Understanding Defense Base Act (DBA) coverage and when your accounts might need it. As an insurance agent, you’ve seen a wide range of different workers’ compensation needs. From clients with gigantic teams to accounts with high-risk business activities, there are a number of reasons why workers’ comp might be hard to place. And that’s just domestically! As Read More

Learn How to Improve Health in the Office with These Tips

Find out what you need to know about how to promote good health at the office. The health of your employees is important. The healthier your employees, the more productive they can be. Help to facilitate good health with the right tools for your work environment. Check out these workplace health tips to help you Read More