Growing Your Book with Workers’ Compensation Insurance

By Stephen Primiano Today I woke up as I normally do, a prompt bottle for the baby coupled with my regime of morning coffee mixed with the morning news. As I clicked through a variety of news venues a common narrative taking place is the state of the job market. As a broker delivering Workers’ Compensation products Read More

Market Outlook- 2022 Staffing Services Workers’ Compensation Insurance Premiums

The Real Impact of COVID-19 on Combined Ratios and Workers’ Comp By: Bill Nagel, SVP/Executive Director StaffPRO3 After delivering a 15 minute “Speed Talk” at the 2021 ASA Staffing World I have updated a portion of that presentation’s content within this blog. While a few insurance professionals’ prognostications have been revised and some data added, many Read More

How Does the Classification of Truck Drivers Determine Workers’ Compensation Rights?

It is a common practice for trucking companies to misclassify truck drivers as independent contractors. This makes it difficult for them to claim workers’ comp benefits, and they have to pay for their social security and Medicare taxes. Categorizing the truck drivers as a ‘non- employee’ saves the trucking company from taking responsibility for the Read More

How Fit-For-Duty Exams’ Impact on Workers’ Comp

Construction, carpentry, industrial work – what do these fields have in common? They require physical labor from trained workers. Not only that, but these sectors are also the most accident-prone. Fit-for-duty exams are routine in such industries – or they should be. These exams assess the employee’s physical and mental capability to determine if he/she can safely perform Read More

How Right Healthcare Provider Helps Your Workers’ Compensation

If you want to bring down the cost of your workers’ compensation insurance in MA, find a good healthcare provider. Late last year, a record-breaking number of people gathered for the 2015 National Workers’ Compensation and Disability Conference & Expo. The Expo offered a wealth of helpful information, but perhaps one of the most actionable Read More

Return-to-Work Supplement Program

For employees to get the right amount of compensation when they get injured, every employer needs to know about the Return-to-Work Supplement Program.  Senate Bill 863 has in it a component that is called the Return-to-Work Supplement Program. Labor Code section 139.48 requires the Director to administer $120 million towards a fund for the purpose of Read More

Is Technology Changing Workers’ Compensation Insurance?

Technology is increasing at an exponential rate but how is it going to affect workers’ compensation insurance?  The exponential rate at which technology is evolving every year has forced many companies to adapt to the new world. Even insurance, an industry not known for change or innovation, is being forced to alter their policies because Read More

Liability: Who Pays for a Slip and Fall Injuries?

When it comes to slip and fall injuries, who is the one that is going to end up paying?  If you slip and fall on someone else’s property, say a business or a home, the property owner is likely going to be responsible for your injuries and the medical bills that come with it. Determining Read More