Why Some Workers’ Compensation Risks Are Getting Harder to Place in 2026 and What Retail Agents Can Do About It

If you have noticed that certain Workers’ Compensation renewals are becoming more difficult to place, you are not imagining it. Carriers are tightening their underwriting appetite across multiple industries, and retail agents are feeling the pressure, especially at renewal time. What’s more is that customers who have been with the same carrier for years are Read More

How Workforce Retention Can Slash Workers’ Comp Costs in Construction

Construction companies face one of the highest rates of workplace injuries across all industries. According to the Bureau of Labor Statistics, the construction sector consistently reports a higher-than-average incidence of occupational injuries, which drives up Workers’ Compensation (Workers’ Comp) claims and premiums. While safety programs and proper training are foundational, an often-overlooked lever for reducing Read More

National Safety Month: Importance of a Safer Construction Workplace

June is National Safety Month, a dedicated time to raise awareness about workplace safety, particularly within the construction industry. It’s a crucial opportunity for both employers and employees to prioritize creating a safe work environment and preventing accidents. Let’s continue reading to understand the inherent risks associated with construction work. National Safety Council: Leading the Read More

Guidance for Protecting Construction Workers’ and Reducing Total Cost of Risk

By: Jamie Merendino, Leader, PMC Construction Workers’ Compensation Program There are best practices that company owners in the Construction industry can take to create and maintain a safe and healthy workplace. Also, a safe workplace is good for business. It can impact operational, financial, and risk management performance, and a company’s ability to win certain Read More

Total Cost of Risk from a Construction Workers’ Compensation Lens

It seems that just about everyone in the insurance industry has big thoughts about positively impacting the total cost of risk (TCOR) for their clients. And for good reason. If there are ways to help clients reduce the erosion of their profit margins, who wouldn’t want to share that information? It begs the question, why Read More