Safety Practices for On-the-Job Accidents

How you can safely handle an employee injury at your place of business.

When a major accident takes place at your business, it can be terrifying for all parties.  Even if you have the right workers compensation insurance in place, you can’t rely on this coverage alone.  As the business owner, it’s important that you step up and handle the situation calmly, effectively, and safely.  Here are some of the things that you should do to handle the situation in a way that minimizes the severity of the accident.

1) Stay Calm

While a sudden workplace accident can be nerve-wracking, panicking won’t do anything to help the situation.  This is why it’s important to maintain your composure and take charge of the situation.  When you are able to give calm and direct orders, you can ensure that the situation is handled much more quickly and that the injured worker doesn’t give into panic and potentially make their injuries worse.

2) Contact Emergency Services

As soon as an accident takes place, you need to call the appropriate emergency services.  Most importantly, you need to call an ambulance to have the injured worker professional examined.  Even if the worker insists that they are fine, you should still have them evaluated.  Many injuries are latent and may not show up until several days later.  By getting your employees immediate medical attention, you can ensure that they do not accidentally miss their injuries or make small issues worse.

3) Call Your Insurance Provider

Once you have handled the situation and your employees are getting the necessary medical treatment, you need to contact your insurer to report the incident.  Your insurance provider will then begin the workers compensation insurance claims process and will tell you which steps you need to take to facilitate the process.

These are some of the things that you should do to handle a workplace accident safely and effectively.  Are you looking for the right workers compensation insurance for your business?  If so, then contact the experts at PMC Insurance Group.  We are ready to get you covered today.

By PMC Insurance Group

Since 1996, PMC Insurance Group has worked to help independent agents grow their client base by offering workers' compensation solutions for a wide array of businesses. As one of the most distinguished workers' compensation wholesalers in the country, we have the tools and resources to help you create coverage programs for both small businesses and large accounts.