4 Things to Know When Reopening Your Business

The global health outbreak may continue for a while, so the government has allowed selective industries to function by preparing their workplaces for COVID-19.

If you are reopening your business during the pandemic, here are some things to consider:

How a COVID-19 Outbreak Can Affect Workplaces

  1. Commerce Pattern Changes: The demand for personal protection equipment (masks, sanitizers, etc.) can increase significantly based on individual needs and comfort levels.
  2. Unstable Delivery/Supply Pattern: Shipments can be delayed.
  3. Routine Absence: Understand your on-premise risk exposure.

4.     Classifying Worker Exposure to SARS-CoV-2

The risk of exposure in workplaces can be classified in one of four levels. The threat level varies depending on your industry and requirement of physical contact.

Very High Risk of Exposure

The majority of the people working in the healthcare industry are prone to a very high risk of exposure. They include:

  • Nurses, paramedics, doctors, and emergency technicians
  • Workers in morgues conducting autopsies
  • Laboratory workers dealing with specimens from people suspected of carrying COVID-19

High Risk of Exposure

The high-risk category also includes medical staff:

  • Support and delivery staff in the healthcare industry
  • Transport workers such as ambulance drivers
  • Morgue workers dealing with cremation or burial

Medium Risk of Exposure

This category is comprised of individuals maintaining frequent close contact (less than 6 feet) with anyone suspected of being infected. It also includes people who comein contact with international tourists, as well as employees working in high-density premises (such as schools).

Low Risk of Exposure (Cautionary)

This category involves people who have minimal contact with anyone suspected of being infected.

Tips for Protecting Workers based on Risk Exposure

Lower Risk of Exposure

  • Workers should be kept updated about COVID-19 guidelines.
  • Personal protective equipment (PPE) should be made available for anyone who wishes to use them.

Medium Risk of Exposure

  • Use physical barriers such as sneeze guards.
  • Offer masks to customers and employees.
  • Limit the access of people wherever possible.
  • Wear gloves, goggles, and masks/face shields within the premise.

High and Very High Risk of Exposure

  • Install air-purifying systems.
  • Prepare policies to reduce physical contact.
  • Medically monitor the employees.
  • Wear respirators/masks, goggles, gloves, and a gown.

Following these guidelines while reopening business and implementing OSHA guidelines at your workplace helps to promote safety for all.

When opening your business, remember that you will need workers’ comp. To request a quote or for information on how PMC can help your employees stay safe, contact us today at 781-449-7744 or info@pmcinsurance.com.

By PMC Insurance Group

Since 1996, PMC Insurance Group has worked to help independent agents grow their client base by offering workers' compensation solutions for a wide array of businesses. As one of the most distinguished workers' compensation wholesalers in the country, we have the tools and resources to help you create coverage programs for both small businesses and large accounts.