The Importance of Accurate Payroll Reporting & How It Affects Workers’ Comp Premium Costs

A Guide to Preparing for Better Year-end Workers’ Comp Premium Audits Who: Insurance Carrier What: Premium Audit Where: In-person or online When: An audit is conducted within 60 days of the policies’ expiration date Why: To reconcile costs at the end of the policy term – insureds may need to pay more or receive a Read More

Capitalize on Increased Air Travel with Aviation Workers’ Compensation

According to the U.S. Travel Association (UTA), total travel spending that dropped 42% in 2020 is on the rebound. UTA forecasts a 24% increase in 2021 travel spending, followed by a 23% increase in 2022. This increase in travel translates to more air travel and a need for more workers to support businesses that make up Read More

Summer Safety Tips for Businesses and their Employees

Why Employee Safety is Paramount to Today’s Businesses There are compelling business reasons for employers to ensure their workers’ safety, and summer poses some additional risks to consider. Injured Workers Means Lower Productivity For over 20 years, there has been a labor shortage in the U.S. with industries such as hospitality, transportation, and manufacturing among Read More

Understanding USL&H Coverage

What Is United States Longshore & Harbor (USL&H) Workers’ Compensation? While most businesses are familiar with the standard State Act Workers’ Compensation insurance coverage, there are actually other, more specialized types of coverage that certain industries may be required to carry. For instance, businesses that operate near or on navigable waterways may need USL&H Workers’ Compensation Read More

Pay as You Go – Flexible Workers’ Compensation Payment Plans for Hospitality, Staffing Services, Construction and More

Savvy business owners know that Workers’ Compensation insurance can play a significant role in protecting their business. It is a critical component of good financial management and risk mitigation since coverage pays for medical expenses, death benefits, and lost wages for employees who fall sick or sustain injuries at work. Employers with Workers’ Comp coverage, Read More

Protect Roofers and Reduce Risk of High-Cost Accidents

According to the U.S. Bureau of Labor Statistics (BLS), the roofing industry records about 50 deaths per 100,000 workers annually, making it one of the most dangerous jobs in the construction industry. Falls remain the leading cause of fatal and non-fatal injuries in the roofing industry. To protect roofers from occupational hazards, the Occupational Safety Read More

Preventing Injuries and Managing Workers’ Compensation Costs – Work from Home Safety Tips (Part I of a IV-part series)

The COVID-19 pandemic has changed the way people across all industries work. Many companies have been forced to enable workers to work remotely as a result of social distancing guidelines. In fact, remote working will more than likely continue throughout 2021 until the COVID-19 vaccine is made readily available to everyone. Studies have even suggested Read More