What Do I Need to Do Before Renewing My Workers’ Compensation Policy?

While renewing Workers’ Compensation policy, it’s important to secure the necessary amount of coverage for your current workforce size, the kind of work your employees do, and your industry. There are legal implications and cost-saving opportunities to consider while you’re at it. Here are essential steps to take before renewing a Workers’ Compensation policy. 1. Read More

OSHA Violations Legal Implications on Workers’ Compensation Claims

Employees who suffer an illness or injury at work can file Workers’ Compensation claims to recover damages. They don’t have to prove that their suffering resulted from the negligence of their employer. However, any OSHA violation or negligent behavior by an employee that causes the workplace injury can have legal consequences for a company. Employer Read More

Eligibility Requirements for Workers’ Compensation Benefits

Workers’ Compensation benefits are designed to protect both employees and employers against the losses resulting from a work-related injury, illness, or fatality. Despite this, insurers reject more than 25% of Workers’ Comp claims in the U.S. in the first round. The main reason is that some covered employees are ineligible for benefits because they do Read More

PMC Welcomes Janet Elliott to Transportation Workers’ Compensation Practice

PMC Insurance Group, a division of One80 Intermediaries, is excited to announce the Janet Elliot has joined the PMC Transportation practice, delivering Workers’ Compensation solutions through our industry-specific Transportation program. Janet brings more than 30 years of experience in Workers’ Compensation underwriting, management, premium auditing, and marketing. She specializes in placing Workers’ Compensation and Occupational Read More

Temp Staffing, Independent Consultants and Gig Workers – Who Needs Workers’ Comp Coverage?

While Workers’ Compensation coverage is legally required in almost all states in the U.S, only permanent full-time and part-time employees are fully eligible for Workers’ Compensation coverage. However, temporary workers can also access this coverage depending on factors such as state, location, and the employer’s decision. Temp Staffing Workers’ Compensation In general, temporary workers are Read More

Measuring the Total Value of a Workers’ Compensation Policy

The law regulates certain components of Workers’ Compensation coverage, including benefits, coverage terms, and limits of liability. In this regard, all Workers’ Compensation policies are created equal, and therefore, offer the same value. However, beyond the regulated components, many other variables determine the total value of a Workers’ Compensation policy. These variables include: Premium Premium Read More

Growing Your Book with Workers’ Compensation Insurance

By Stephen Primiano Today I woke up as I normally do, a prompt bottle for the baby coupled with my regime of morning coffee mixed with the morning news. As I clicked through a variety of news venues a common narrative taking place is the state of the job market. As a broker delivering Workers’ Compensation products Read More

Market Outlook- 2022 Staffing Services Workers’ Compensation Insurance Premiums

The Real Impact of COVID-19 on Combined Ratios and Workers’ Comp By: Bill Nagel, SVP/Executive Director StaffPRO3 After delivering a 15 minute “Speed Talk” at the 2021 ASA Staffing World I have updated a portion of that presentation’s content within this blog. While a few insurance professionals’ prognostications have been revised and some data added, many Read More