Why Some Workers’ Compensation Risks Are Getting Harder to Place in 2026 and What Retail Agents Can Do About It

If you have noticed that certain Workers’ Compensation renewals are becoming more difficult to place, you are not imagining it. Carriers are tightening their underwriting appetite across multiple industries, and retail agents are feeling the pressure, especially at renewal time. What’s more is that customers who have been with the same carrier for years are Read More

5 Common Workers’ Compensation Misconceptions: What Employers Need to Know

Running a business takes more than hiring the right people and delivering good work. It means being ready for the unexpected. One injury, claim, and missing policy can put a business in a tough spot. Workers’ Compensation exists to protect employees and the companies they work for. However, myths do exist that leave people at Read More

Captive Insurance Solutions: An Alternative Option to Traditional Workers’ Compensation

Captive insurance solutions are gaining popularity among businesses with high premiums and low claims history as they a cost-effective and flexible alternative to traditional Workers’ Compensation insurance. For businesses looking to control costs, improve risk management, and customize coverage, captives present a compelling solution. Below, we explore scenarios where captive insurance is preferable, its benefits, Read More

Do Tariffs Affect Workers’ Compensation Costs? Here’s What Businesses Should Know

With the recent buzz around tariffs and their ripple effects on the economy, many businesses are asking: Could this impact our Workers’ Compensation premiums? The short answer? Not directly. Tariffs don’t explicitly change Workers’ Compensation insurance rates. However, they can influence operational decisions that may indirectly affect premiums and claim patterns. At PMC Insurance Group, Read More

How Wholesale Workers’ Compensation Specialists Help Agents Offer Competitive Solutions

Independent agents today navigate a highly competitive insurance landscape, facing the ongoing challenge of delivering optimal solutions for their clients, particularly in the realm of Workers’ Compensation. Collaborating with a wholesale Workers’ Compensation broker, such as PMC Insurance Group, a subsidiary of One80 Intermediaries, can significantly enhance an agent’s capabilities. This partnership opens the door Read More