Total Cost of Risk from a Construction Workers’ Compensation Lens

It seems that just about everyone in the insurance industry has big thoughts about positively impacting the total cost of risk (TCOR) for their clients. And for good reason. If there are ways to help clients reduce the erosion of their profit margins, who wouldn’t want to share that information? It begs the question, why Read More

Major Risks for Businesses That Are Underinsured

A study published by the Institute for Legal Reform (ILR) demonstrates the negative impact of not having proper commercial insurance coverage. The report shows that all U.S. businesses incurred a total of $343 billion in liability costs, and self-insured or uninsured companies bore more than half of that burden ($208 billion). While the financial impact Read More

Tips for Protecting Businesses with Commercial Insurance Products

How to Protect Your Business from 6 Risks that Can Have a Devastating Financial Impact Proactive companies have a robust risk mitigation plan that includes a variety of business insurance coverages, from property damage and IT security breach to risks impacting U.S. businesses that operate overseas. Here’s a look at common risks with the right Read More

Revamping Safety Policies and Loss Control Protocols to Adapt to a Post COVID-19 Era

As more and more people become vaccinated and the United States prepares for workers returning to work post-COVID-19, the Center for Disease Control and Prevention (CDC) and the Occupational Safety and Health Administration (OSHA) have developed safety guidelines. Take note that these guidelines are not a regulation or standard, however, they can be used to revamp Read More

6 Trucking Safety and Sustainability Trends for 2021 and Beyond

The COVID-19 crisis kept many vehicles off the roads for a large portion of 2020, crippling many sectors of the U.S. economy, including trucking.  In response to the pandemic crisis, it has also inspired a couple of trucking sustainability trends for 2021 and possibly into the unforeseeable future. With COVID-19 vaccination programs already underway, there’s Read More