Maritime Companies Need USL&H Workers’ Compensation

USL&H Coverage for Longshore and Harbor Workers State laws require employers to have adequate insurance coverage to compensate for their employees’ on-the-job injuries or illnesses. What’s more, is that maritime companies need a special type of Workers’ Compensation coverage known as USL&H for longshore or harbor workers. What is United States Longshore and Harbor Workers’ Read More

Temp Staffing, Independent Consultants and Gig Workers – Who Needs Workers’ Comp Coverage?

While Workers’ Compensation coverage is legally required in almost all states in the U.S, only permanent full-time and part-time employees are fully eligible for Workers’ Compensation coverage. However, temporary workers can also access this coverage depending on factors such as state, location, and the employer’s decision. Temp Staffing Workers’ Compensation In general, temporary workers are Read More

Measuring the Total Value of a Workers’ Compensation Policy

The law regulates certain components of Workers’ Compensation coverage, including benefits, coverage terms, and limits of liability. In this regard, all Workers’ Compensation policies are created equal, and therefore, offer the same value. However, beyond the regulated components, many other variables determine the total value of a Workers’ Compensation policy. These variables include: Premium Premium Read More

Businesses That Need USL&H Workers’ Compensation Coverage – Infographic

PMC Insurance Group was formed to help the independent agent expand their marketing capabilities by providing Workers’ Compensation products and programs for a broad class of businesses. Built on the foundation that PMC, our customers and our carriers work together in the spirit of True Partnership, we are committed to providing value-added service, superior products, Read More

Growing Your Book with Workers’ Compensation Insurance

By Stephen Primiano Today I woke up as I normally do, a prompt bottle for the baby coupled with my regime of morning coffee mixed with the morning news. As I clicked through a variety of news venues a common narrative taking place is the state of the job market. As a broker delivering Workers’ Compensation products Read More

Market Outlook- 2022 Staffing Services Workers’ Compensation Insurance Premiums

The Real Impact of COVID-19 on Combined Ratios and Workers’ Comp By: Bill Nagel, SVP/Executive Director StaffPRO3 After delivering a 15 minute “Speed Talk” at the 2021 ASA Staffing World I have updated a portion of that presentation’s content within this blog. While a few insurance professionals’ prognostications have been revised and some data added, many Read More

Evaluating the True Cost of a Workers’ Compensation Claim

Understanding the True Cost of Occupational Injuries While work-related injuries have declined, workplace accidents still occur and can cost employers thousands of dollars in direct and indirect costs. The National Safety Council (NSC) data reveals that the total cost of work-related injuries was $ 171 billion in 2019. The average cost per worker was $1,100, Read More

Jobs in Home Healthcare are Projected to Grow Faster than Most Businesses Through 2029

Between 2020 and 2030, total employment in the U.S. will grow by almost 12 million jobs, increasing to 165.4 million jobs, and representing the highest growth rate in the recent past. This higher-than-average growth will be largely due to the economic recovery from the pandemic-induced recession. Among the high-growth industries, healthcare support is expected to Read More