How Assembly Bill 5 Impacts Truckers

Truck drivers are divided on Assembly Bill 5, a California law that limits when workers can be contractors instead of employees. Top trucking officials said that the proposed law – which essentially sought to reclassify owner-operators and those working in the ‘gig’ economy has employees – would have significantly disrupted interstate commerce. “This law has the Read More

The Importance of Conducting a Workers’ Compensation Root Cause Analysis

It’s no secret that frequent Workers’ Compensation insurance claims can put a financial drain on a business.  To save money, many businesses implement a comprehensive health and safety management program. If you want to establish a safety program for your business, then you first need to conduct a root cause analysis.   “Once root causes of Read More

New Ventures and Start-ups: Fundamentals for Estimating Payroll for Workers’ Compensation Insurance

It’s important for start-up business and new ventures to remember that employers, with the exception of self-employed individuals who do not have employees, must obtain workers’ compensation insurance. This requirement applies regardless of an employee’s full-time or part-time status, whether he or she is a temporary or permanent hire. Should an employee get injured on the Read More

The Future is Bright for Staffing Firms

Since the world was turned upside down by COVID-19, we’ve all been hoping for a return to normalcy. But what do staffing and recruitment look like in the ‘new normal’?  “Since I have been either operating a staffing firm or providing risk management and insurance services to the Staffing Services industry for 35 years, it Read More

Traditional to Alternative Workers’ Compensation Products

As a business grows, so too may its frustration with “Traditional” workers’ compensation plans. Many insurance agencies and businesses alike rely on traditional – or guaranteed cost – structures for workers’ compensation insurance solutions. In many cases, these policies suit businesses. While there are many advantages, they do have drawbacks that make them undesirable for Read More