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Here’s what employers and employees need to know about drug testing regulations. With the exception of highly regulated industries (such as military contracting and nuclear energy), federal laws do not specifically address drug testing in the workplace.  That being said, many states and local governments have their own laws and requirements.  In many cases, theseRead more

Learn the dos and don’ts of accidents involving company vehicles. If your business’s operations require the use of company owned vehicles, then there is always the chance of an employee being involved in an auto accident.  While your employee and your company vehicle should be protected under the right commercial auto insurance policy, you alsoRead more

Don’t make these potentially costly mistakes. Most small business owners view workers compensation insurance as a necessary evil.  They secure this coverage because they are legally obligated to, but they do not give this important of coverage much thought.  That is, of course, until they need to access it or are suddenly hit with anRead more

Learn the basics of commercial liability insurance. As a business owner, you know how important it is to secure the right small business insurance for your company.  One of the most important policies for any business is liability insurance.  But what does this type of insurance cover and how can you secure this coverage forRead more

Consequences of lapsed commercial coverage. Whether you have forgotten to make a payment or forgotten to renew your policy, there are instances in which business owners might accidentally allow their small business insurance to lapse.  Unfortunately, there are a considerable number of risks associated with lapsed coverage.  If you have accidentally allowed your small business’sRead more

Find out if your business needs a workers compensation lawyer to handle your claim. When it comes time to file a workers compensation insurance claim, you might be wondering if you should hire a lawyer to protect your business’s assets throughout the claims process.  This concern makes sense as there is a lot of moneyRead more

Learn how you can take steps to help your business avoid slip and fall claims. Slip and fall injuries are the most common commercial insurance claims, and data has shown that the rates of this liability issue are increasing every year.  Luckily, there are steps that you can take to reduce the risk of theseRead more

Here’s why cooperating during a workers compensation investigation is so vital. If an employee is injured or becomes ill on the job, then they will likely file a workers compensation insurance claim.  Not only is it important to report this claim in a timely manner, but it is also important that you assist the claimsRead more