New Ventures and Start-ups: Fundamentals for Estimating Payroll for Workers’ Compensation Insurance

It’s important for start-up business and new ventures to remember that employers, with the exception of self-employed individuals who do not have employees, must obtain workers’ compensation insurance. This requirement applies regardless of an employee’s full-time or part-time status, whether he or she is a temporary or permanent hire. Should an employee get injured on the Read More

The Future is Bright for Temporary Staffing Firms

Since the world was turned upside down by COVID-19, we’ve all been hoping for a return to normalcy. But what do staffing and recruitment look like in the ‘new normal’?  “Since I have been either operating a staffing firm or providing risk management and insurance services to the Staffing Services industry for 35 years, it Read More

Traditional to Alternative Workers’ Compensation Products

As a business grows, so too may its frustration with “Traditional” workers’ compensation plans. Many insurance agencies and businesses alike rely on traditional – or guaranteed cost – structures for workers’ compensation insurance solutions. In many cases, these policies suit businesses. While there are many advantages, they do have drawbacks that make them undesirable for Read More

Bouncing Back from COVID-19: What to Do When Your Client Has a Lapse in Coverage

Businesses across the nation are still reeling from COVID-19, whether they thrived or sank during the pandemic. In many instances, business owners may have let their small business insurance lapse. If a business closed during the lockdown and was unable to operate, many owners were tempted to let insurance lapse since they thought there was Read More

Important Tips for Construction Companies When Thinking About Workers’ Comp

Construction sites are dangerous places due to the risks associated with the use of heavy machinery, handle tools, working at great heights or even simply walking through busy construction sites. While danger is inherent on all job sites, there are many ways construction companies can work to protect their team while providing a safe working Read More

Business Owner’s Responsibility to Ergonomic Assessments at Your Employees’ Home Workplace

When we consider employee injuries, it’s natural to think of construction and manufacturing. While it’s true these industries have a high risk of accidents and injuries, it’s important to remember that all businesses are at risk. Even office workers face getting injured. When you are considering your workers’ compensation, it is essential to take your Read More

PMC Expands Workers’ Comp Offering and Improves Service

Six months ago when the coronavirus turned businesses everywhere upside down, PMC reinforced our commitment to our agent and carrier partners of maintaining an uninterrupted operation that delivers superior products, service and solutions – while working together in the spirit of a true partnership. That wasn’t enough. We wanted to help our agents more than Read More

Trucking: The Importance of Reporting All Claims, All the Time

Trucking is a hazardous job. Long-haul truck drivers are three times more likely to suffer from a work-related injury that requires time off than the general work population. One accident is all it takes to end a career and leave the individual dealing with medical bills and financial uncertainty. While workers’ compensation insurance is vital Read More